*Securities offered though AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA,SIPC. Investment advisory products and services offered though AXA Advisors, LLC, an investment advisor registred with the SEC. Annuity and insurance products offered though AXA Network, LLC.
About Cornerstone Benefit Plans
Cornerstone offers a unique approach to Benefit Management.
We apply creative technology to maximize savings, improve communications and assure compliance through customized employee benefit plans, HR administrative services, public sector and nonprofit retirement plans, and financial strategies.
Our Services & Expertise
Our goal is to deliver the component parts of review, analysis, administration, and broker services to equip sponsors to operate with a managed process consistent with budgeted objectives.
Employer Sponsored Benefit Plans
Utilize our 30+ years of successful experience in identifying appropriate plan designs, premium payment development models and access portals.
Compliance & Administration
We provide educational material on a range of compliance topics. PLUS, we offer notices, forms, employee communication and materials to support your compliance needs.
Financial & Wealth Management Services
Offering a variety of services including wealth protection, asset management and estate strategies for a secure future. These services are offered via Cornerstone Financial Services.
Minority Broker Services
Assisting Tier One and Tier Two suppliers in achieving their minority procurement goals via our partner.
Leaders in Employer Sponsored Benefit Plan Management and Compliance Solutions for Michigan-based companies.
Cornerstone Benefit Plans Service Model
All insurance agencies can provide benefit proposals, but at Cornerstone we focus on management of benefit programs as they are customized to meet our clients objectives.
We are a boutique agency which is selective in establishing client relationships only where we can add value as a partner.
Customer service is more than just delivering a rate renewal. At Cornerstone, we provide availability to address relevant client needs with solutions.
For more than a quarter century, Cornerstone has helped hundreds of Michigan-based companies improve their design and management of employer sponsored benefit programs. Applying creative technology to maximize savings, improve communications and assure compliance through customized employee benefit plans, HR administrative services, public sector and nonprofit retirement plans, and financial strategies.
Client Testimonials
Arthur Nagorski
Excel Industrial Electronics, Inc.
Cornerstone was key in our transition from a PEO to independent administration. Jerry brought many options to the table as we explored from both the employer and employee perspective. His team coordinated the transition via on-site meetings with employees both as a group and one-on-one. Responsive, highly knowledgeable, personable and with his clients best interests make Cornerstone a valued consultant and trusted adviser.
Mari Munofo
Integral Blue
We’ve been working with Cornerstone for over two years now and are highly satisfied with the service and attention provided. Our Account Manager Jessica Kahn has been an amazing resource and carrier liaison. Jessica always provides prompt responses to questions and requests for assistance. Jason Ciaramitaro has consistently demonstrated how dedicated Cornerstone is to ensuring its clients total satisfaction. I would highly recommend the Cornerstone team to anyone looking for broker services!
Tracy Bostwick
Serta Mattress
Serta has worked with Cornerstone Benefits for over 15 years and I can’t say enough great things about the entire organization and wonderful staff. From the ever changing health care industry & regulations to 401(k) offerings and one-on-one meetings with our employees to ensure they are on the right track to reach long-term financial goals, Cornerstone has handled it all for us.
Jerry & Theresa are AMAZING and so on top of our needs, always finding a way to satisfy them with a wide variety of choices while keeping Serta’s bottom line in mind.
Excellent company to work with and would highly recommend to any other organization!!
Kelly Osterland
Models & Tools
Working with Cornerstone Benefits and their team; Jerry, Jason, Jordan and Theresa has been always a pleasant and professional experience.
They have provided excellent support and customer care in a timely manner! We have always been pleased with the knowledge and skills of your agency and staff. Great service makes your customers feel that you care about developing a long-term relationship! I feel confident recommending Cornerstone Benefit Services
Jill Reinert
PARDA Federal Credit Union
Navigating complex benefit options may be a challenge and time consuming. With Cornerstone, you have a team to provide expertise and administrative help for benefits. Jerry Ciaramitaro provides expertise and options for pricing and coverage to customize the best solution for your business and employees’ needs. Jerry is unique in that he helps with interpreting the legal side of benefit offerings. Jerry and his team, Jessica and Theresa, are very responsive. They provide expertise from pricing, budget planning, open-enrollment, and on-going administration for benefits. Cornerstone is an essential partner for our business!