Dynamic leader with 25+ years of experience in Human Resources, Benefit Administration, Compliance, Finances, Payroll, Marketing, Communications and Public Relations for companies in various industries. An executive team member and leader responsible for several departments. Highly regarded by peers and direct reports as a respected and caring leader, a driven professional determined to achieve goals, and knowledgeable key contributor in all areas of a business. Outstanding verbal and written communication skills as well as detailed oriented, to embrace the best possible customer retention while providing unequaled service to our clientele. Jaime has a ‘full circle’ of experience as she has worked on the employer, carrier and agent side of business.
With over 30 years in the group insurance business, my experiences cover virtually every aspect of the industry; from processing claims to having been a licensed writing agent. My business philosophy is simple; at the core is the acknowledgement that our clients are our top priority. Secondly, my desire is to provide a service of the highest quality. And finally, I strive to develop a significant relationship with each client, taking great pride in giving each my personal attention. I truly enjoy assisting our clients with their employee benefit needs.
Upon graduating from the University of South Florida in Tampa with a Bachelors degree in Business, I entered the field of retail management. Over the next ten years I matriculated to middle and upper management positions with three of the larger companies during the 1970’s; from Tampa to New York, Milwaukee and finally landing in Detroit. My insurance business began more than 30 years ago. In 1993 I founded Consolidated Group Resources, Inc (dba CGR Benefits) and was recognized among the top insurance agencies in the greater Detroit area. My focus has always been in sharing my experience, creativity, knowledge, and practicality to assist our clients with their employee benefit programs.
Following Jason’s graduation from Michigan State University with a BA in Economics, Jason received his Series 7 securities license and started working with Equitable as a financial Representative.
Jason is currently attending Oakland University in pursuit of his M.B.A. He is currently focused on the sales, service and administration of Qualified Retirement Plans, participant education in 401k plans, Investment Management services for credit union general accounts, and Individual Financial planning.
Following his graduation from Michigan State University with a Bachelor of Science in Economics in the spring of 2007; Jordan has received his FINRA Series 7 and Series 66 license along with his Life and Health license for the State of Michigan. Jordan is currently working with Employer Sponsored Retirement Plans and Individual Wealth Management as an IAR. Jordan has received his AIF and QPFC designations
In addition to the design and review of health insurance programs, Jordan is working with Equitable Advisors; Jerome Ciaramitaro and Jason Ciaramitaro to review and provide individual financial services.
Theresa has worked in the insurance industry for over 30 years. After graduating with honors from Wayne State University with a Bachelor’s degree is Sociology, Theresa went to work at the Equitable as an administrative assistant for Jerry Ciaramitaro. Theresa was Jerry’s first employee in 1984, and she was the first employee of Cornerstone Benefit Plans, Inc. which Jerry founded in 1985.
Theresa continued to gain experience in the insurance industry while working at Cornerstone, and in 1993 obtained her health and life insurance license. Theresa has grown from an entry level administrative assistant to a seasoned underwriter and account manager. She is very conscientious about her work responsibilities and works hard to maintain a good rapport with clients and vendors alike.
Nicole graduated in 2002 with a Bachelor’s degree in Business Administration concentrated in Human Resources and she also came on board with Cornerstone Benefit Plans, Inc. in 2002. She works as an account manager and services the 401k administration, life, annuity, mutual funds, and brokerage account set-up and service. Nicole enjoys communicating with the public and helping clients with their benefit needs. She is conscientious about her work responsibilities and works hard to maintain a good rapport with clients and vendors.
As the Founder of Cornerstone Benefit Plans, Jerry has assisted Corporate Clients during the last 25 years with the design and management of their benefit programs. His focus has been to provide creative solutions to complex benefit issues which have earned him the trust of major corporations.
Jerry has assembled a team of qualified benefit plan specialist with noted client referrals of the success Cornerstone has delivered to meet plan sponsor specific requirements.