Financial Services

Cornerstone Financial Services was founded in 1985 as a DBA of Jerome P. Ciaramitaro and other affiliate Financial Professionals of Equitable Advisors, LLCCornerstone Financial Services provides advisory and broker services to business entities for the design and management of Employer Sponsored Benefit Programs.  This service includes the design of Employer Sponsored Retirement Plans, Executive carve-out Benefit Programs, Deferred Compensation Plans, Business Continuation Planning, and designs and funding for Key Employer Supplemental Executive Benefit Programs.

Since 1985, Cornerstone Financial Services has also affiliated with many Equitable Advisors, LLC Financial Professionals to provide individual financial services including life insurance needs analysis, retirement income needs analysis, investment molding through self-directed brokerage accounts, college education plans and life insurance funding to support various trust applications within Estate Plans.

Services & Capabilities Brochures:

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Cornerstone Financial Services, through its Equitable Advisors, offers Securities and Investment Advisory Services through Equitable Advisors, LLC, (NYY, NY 212-314-4600, member FINRA, SIPC, and offers annuity and insurance products through Equitable Network, LLC, LLC and its subsidiaries.  Cornerstone Financial Services is not owned or operated by Equitable Advisors or Equitable Network, LLC. LPL Financial serves as the principal sponsor, an investment advisor and the broker/dealer, and Equitable Advisors, LLC serves as an investment advisor for the LPL Financial investment advisory programs offered through Equitable Advisors’ financial professionals.

LPL offers a fee-based investment platform through the Strategic Asset Management (SAM) program.  Institutional Funds are offered through the SAM program.